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What To Do FIRST When You Are Injured
In order for your claim to be accepted and to receive full
benefits, you must file a Notice of Injury right away. You must
inform your employer of two important facts: 1) That you have been
injured; and 2) That your injury was caused by your job. When you
give notice without delay, you reduce the likelihood of a dispute
with your employer.
The first 90 days
During the first 90 days after your injury, you have no choice but
to see their doctors. But this does not mean that you cannot
also see you own doctor. We urge you to get a real second
opinion from your own doctor. But please be aware that this is not
going to be paid for by worker's comp. And in all likelihood, it
will not be paid for by health insurance. So discuss with your
doctor how you can get examined without having to pay a large
amount for the examination. You would be surprised how
accommodating your family doctor may be in this circumstance.
By law, you have 120 days in which to file a claim after being
injured or after discovering you have a work-related injury or
condition. But by filing quickly, you will be eligible to receive
benefits within a week. If you file late, you may miss several
weeks of the benefits you are entitled to.
Notice of Injury
The law also states that you should give notice of your injury
(report the injury) within 3 weeks of the incident. If you report
your injury within 21 days, then your benefits can date all the way
back to the date of the injury. If you wait until after the 21st
day, you may still make a claim within 120 days, but your benefits
will begin as of the date you report the claim, not the date you
were injured. So it is important to report your injury in a timely
manner
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